A Fio Mortgage is a standard mortgage for physical persons over 18 who are citizens of the Czech Republic or foreigners with temporary residency (EEA residents) or permanent residency in the Czech Republic for more than 1 year (others). Residential real estate in the Czech Republic can be financed using a Fio Mortgage.
An American mortgage is a special type of loan that provides you with unrestricted options in order to meet any of your financing needs. These mortgages are always secured with a lien on real estate.
American mortgages are also available for specific uses, such as financing the purchase of non-residential space associated with a residence (such as a garage, etc.), refinancing to recoup an investment or for other purposes related to investments in housing that cannot be financed with a standard mortgage product.
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