Credit cards

A credit card is associated with a loan, so you do not have to keep track of the balance on your current account and you can shop without worries. You can withdraw credit from your credit card at any time and postpone your repayment later. And if you repay during an interest-free period, you pay no interest.

You can pay by credit card at stores and on the internet or withdraw from ATMs around the world.

Our credit cards offer one of the most advantageous interest on the market to consumers and individuals - entrepreneurs.

The benefits of our credit card

  • Card issuance and maintenance - free of charge
  • Interest 19,90 % for consumers and 17,90 % for individuals - entrepreneurs
  • Optional beginning of an interest-free period - you have 45 days to pay without interest
  • Possibility to set a direct debit to pay the entire amount used - free
  • You will be notified of the upcoming maturity date by e-mail or by SMS
  • You draw money whenever you need it, and you can use it for any purpose
  • All credit cards are automatically included in the Priceless Specials bonus program, which returns you a percentage of your purchases
  • Possibility to negotiate card insurance (travel, card loss and theft)

ATM withdrawals

  • With Visa credit cards, you have unlimited withdrawals from all ATMs worldwide with no fees (Withdrawals are immediately charged interest).
  • The following scheme applies to Mastercard cards:
    • Unlimited withdrawals from Fio banka ATMs without fees (Withdrawals are immediately interest-bearing).
    • Up to 5 withdrawals per month (at least always two) from foreign ATMs in the Czech Republic and abroad without fees (Withdrawals are immediately interest-bearing).

Credit card parametres

  • Credit card limit from 10,000 to 500,000 CZK
  • Minimum monthly repayment of 5%, minimum 500 CZK
  • Interest-free period up to 45 days according to the date you choose
  • You will receive an account statement after 30 days, then you have 15 days to repay the drawn amount. If you do not pay all the money in an interest-free period, you pay interest only on the borrowed amount.
  • For consumers and individuals - entrepreneurs

Manage your account from your mobile.

Download the free app Smartbanking!