Business loans

Fio banka offers wide range of loan products for financing operations, investments and projects.

Characteristics of Fio banka loans

  • Loans from CZK 3 million with usual repayment terms of 1 to 8 years (or longer on agreement).
  • Real estate is the preferred loan collateral but loans can also be secured by creditworthy receivables or current assets. Real estate appraisal is usually free of charge.
  • Collateral can also be combined with a variety of guarantees including regular secured securities, means of transport after leasing has expired, etc. Loan quality corresponds to the quality of the collateral.
  • The loan origination fee is defined individually.
  • The interest rate is tied to the PRIBOR or EURIBOR interest rates.


  • No loan, account or payment fees
  • Interest is calculated on a daily basis
  • No penalties for early repayment
  • Fast approval process. Individual approach

Types of business loans:

Operational financing

Investment financing

Development project financing

Refinancing liabilities

Agricultural financing

 How to get a business loan

Contact our credit staff e-mail or at tel:

+420 224 346 163
+420 224 346 266
+420 224 346 269
+420 224 346 367


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