This type of loan is for long-term clients that have a current account, usually with a payment card, at Fio banka.
Interest rates for overdrafts are significantly better than the regular charges for overdrawing an account (negative balance). An overdraft is provided for a current account after a client's application has been reviewed.
Three tariffs are available. Fees are composed of the origination fee and interest from the drawn loan amounts.
Annual interest | Delivery fee | Min. delivery | |
---|---|---|---|
Tariff 1 | 8,30 % | 4,00 % | 100 |
Tariff 2 | 14,30 % | 1,00 % | 100 |
Tariff 3 | 18,90 % | 0,00 % | 0 |
Annual interest | Delivery fee | Min. delivery | |
---|---|---|---|
Tariff 1 | 9,50 % | 4,00 % | 10 |
Tariff 2 | 15,50 % | 1,00 % | 10 |
Tariff 3 | 18,90 % | 0,00 % | 0 |
Get a financial reserve for your business. You can spend it any time, on anything and repeatedly.
The base interest rate starts at 11.5 % for CZK and 9.9 % for EUR. If repayment is problem free, your rate decreases each year up to 7 % for CZK and 4.9 % for EUR overdrafts.
Advantageous segmented interest rate - the basic interest rate for a portion of the loan over CZK 300 000 is 9.5 %, with a possibility to decrease the interest up to 5 %. For a portion of the loan over EUR 10 000 is 7.9 %, with a possibility to decrease the interest up to 2.9 %.
Business overdraft is completely free of charge and is made available to both new and existing clients.
Business overdraft is intended for natural persons - entrepreneurs and legal entities.
We offer our clients a personal overdraft, at three different rates.
part up to 300 000 CZK | part over 300 000 CZK | |
---|---|---|
Annual interest (p.a.) | 15,00 % | 13,00 % |
part up to 10 000 EUR | part over 10 000 EUR | |
---|---|---|
Annual interest (p.a.) | 12,00 % | 10,00 % |
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