Business Account

Fio banka offers entrepreneurs, trade license holders and companies a current account under the same conditions as for physical persons.

No fees of a CZK businness account

Account management
Internetbanking and Smartbanking
Czech credits and debits
Czech and Slovak credits and debits
Standing orders, SIPO and direct debit
Contactless payment card Mastercard or Visa
Unlimited Fio banka ATM withdrawals
Up to 5 withdrawals from other's ATMs (everywhere in the world)
API banking
Cash deposits at branches
Cash withdrawals at branches of more than CZK 1,000 (inclusive)

Euro Payments for free

Fio banka offers AUD, CAD, DKK, EUR, GBP, HUF, CHF, JPY, NOK, PLN, SEK and USD denominated current accounts.

How to open a businness account

The contract can be concluded at your nearest Fio banka branch, where you will sign the necessary documents and deposit a minimum of CZK 100 on the account (can be a non-cash transfer from another bank).

Physical person - entrepreneur:

Form of identification + trade license or an excerpt from the Trade License Register (original or certified copy).

Legal entity:

Fio banka accepts electronically signed extracts from the Commercial Register (VOR), which are distributed through the portal www.justice.cz. These statements will be generated and verified by a bank employee at the branch (the bank will not accept statements from portal www.justice.cz which will not be created directly by the bank's employee). We also accept VOR created at CzechPoint branches, which must not be older than 6 months.

In case that VOR created at CzechPoint branch is provided to the bank and no credit is provided to the account, a copy of the VOR will be created at the branch, which the bank representative will provide with verification of accuracy.
If the Bank is provided with VOR created at a CzechPoint branch and a credit is provided to the account, the original or a certified copy of the VOR will remain unconditionally left at the branch including the documentation.
In the case that the internet pages of www.justice.cz are not available for any reason or will show obvious deficiencies, the Bank will require a VOR created at the CzechPoint branch.

In order to be accepted, the VOR must contain at least the following information: business name, company identification number, company residence address, sufficiently identified persons constituting the statutory body of the legal entity and their manner of acting for the company. If your statement does not meet the above requirements or your legal entity is not registered in the VOR, we recommend that you contact us before visiting the branch via https://www.fio.cz/o-nas/napiste-nam or via Fio service if available and consult the matter first.

Note:
Please note that under Act No. 253/2008 Coll., On certain measures against money laundering and terrorist financing, Fio banka, a.s. in cases stipulated by law, is obliged to ascertain the beneficial owner of the legal entity. If the beneficial owner and its ownership interest do not derive directly from the publicly available documents, as evidence of ownership structure it is considered eg the minutes of the General Meeting, an extract from the CDCP confirming ownership of the dematerialized shares or a solemn declaration of ownership interest. You can contact one of our branches in advance in order to receive information on need of providing additional documents before establishing a business relationship.